Blog
Blog
Coronavirus and the Markets Q&A: 5 Industry-Leading Voices on the Magnitude of the Downturn, What Investors Can Do and More
We put together a roundtable discussion of investment experts across financial disciplines to give us some insight on the current markets. This group represents decades of experience in the fields of investment management and financial research and strategy.
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Coronavirus and the Market: Don’t Make Short-Term Panic Part of Your Long-Term Investments
While there is no way to fully predict what will happen next, it’s important to remember the goals of your investment portfolios. Long-term investments face volatility, and to pursue your long-term goals, it’s vital to not overreact to one day, one week or even one month of market movement.
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Answers to 3 Big Questions on Clients’ Minds
I like every part of the presentation experience. Meeting the clients is motivating. I enjoy sharing what recently happened in markets, speaking to the current situation, and educating clients about future opportunities and risks. What I enjoy most is answering clients’ questions.
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Top Financial Tips First-Time Home Buyers Should Know
By: George Miller from Secureabilities.com If you’re looking to buy your first home, you may be familiar with certain parts of the process. There are a few things that you may miss though, and they can make all the difference in the world when it comes to getting the best rates as well as the right house. Explore Downpayment and Closing Cost Options When you’re planning the budget for buying a house, there are certain costs you’ll need to factor in; this usually includes one-time payments of closing costs and down payment. Traditionally, your down payment...read the full article
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How a Donor-Advised Fund Can Help Your Charitable Giving
Giving is an important part of our society. It provides us the opportunity to support causes we believe in and make a positive impact. Giving isn’t always about donating money. It can also include volunteering time or donating goods and resources. Here are some examples of the impact:
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How to Use a Trust as a Financial Planning Tool
Clients frequently ask whether they should leave their assets in a trust. It depends. Of course, if your net worth exceeds $11 million, putting your assets in specific types of trusts can be helpful for federal estate tax issues. However, for most Americans, federal estate taxes will not be a major concern.
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What Can you Do to Add Happiness to your Retirement?
By: Doug Gjerde What are the most important items to have ready heading into retirement? Most people list saving enough money, paying off the mortgage, and a way to pay for healthcare. But experience and evidence show there is something even more important when it comes to happiness in retirement. Not Your Grandfather’s Retirement The majority of Americans between the ages of 40 and 79 think they’ll earn a wage in some capacity after their main careers come to a close. In a recent TD Ameritrade survey, 92% of adults in their 40s say they plan to continue doing some type of...read the full article
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How Your Employee Benefits Fit into Your Financial Plan
Your Health Savings Account (HSA) is a cornerstone of your benefits planning. The money is triple tax-advantaged – contributions, growth and withdrawals for qualified expenses are not taxed. This account is like nothing else, and you need to take full advantage of it.
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In the SECURE Act Era, You’ll Need a New Retirement Strategy. Roth Conversions Could Be It.
But when the SECURE Act goes into effect – expected on Jan. 1, 2020 – beneficiaries will have to fully distribute taxable accounts within 10 years of the account holder’s death. That could push your loved ones into a higher tax bracket.
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Yes, Social Security Income Is Taxable – But Yours Doesn’t Have To Be
As you move toward retirement, you can’t be content just to accumulate assets. You need to develop a retirement income plan that can help guide you when it comes time to turn savings into sustainable retirement income.
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